Dr. Pratiksha Saxena is a finance professional with over five years of banking experience, currently transitioning into academia with a role as an Assistant Professor at Prestige Institute of Management and Research, Gwalior. Holding a Ph.D. in Management from Jiwaji University, she specializes in digital financial inclusion, with extensive research and publications on financial literacy, GST, and e-payment platforms. Known for her adaptability, effective communication, and research-oriented approach, Dr. Saxena actively contributes as a coordinator for multiple institutional initiatives, including personality development programs and academic events.
Her academic qualifications include an MBA in Finance, BBA, and UGC-NET certification in Management, underscoring her strong foundation in finance and management. Dr. Saxena has published research in Scopus-indexed journals, co-authored a book on Business Analytics, and attended various FDPs. She holds 7 publications to her credit.
She is committed to continuous professional development, with training in financial institutions, project management and research methodologies. Her professional journey is marked by a blend of practical banking experience of 5 years at HDFC Bank, where she managed client services and branch banking operations, and a growing academic career aimed at fostering research and teaching excellence in finance. She holds an academic experience of 4 years.
1.
Mastering Money: How Financial Literacy shapes personal planning and risk tolerance?” published in “Frontiers of Health Informatics” ISSN-2676-7104 (Scopus indexed) in October 2024.
2.
“Evaluating the Goods and Services Tax (GST) in the Context of Sustainable Development: Case Study of Manufacturing Firms” published in Journal of lifestyle and SDG review, e-ISSN-2965-730x (Scopus indexed) in August 2024.
3.
Navigating the Digital Frontier-Role of Digital Financial Literacy in shaping E-payment platform dynamics” published in “International Journal of Creative Research Thoughts” ISSN-2320-2882.
4.
Factors Affecting Usage Intention of Digital Payment Platforms for Promoting Digital Financial Inclusion: A Review” published in “International Research Journal of Management Sociology and Humanities” (Vol 13, Issue 2,2022) ISSN 2277-9809
5.
Factors Affecting Digital Financial Inclusion- With Special Reference to Madhya Pradesh Region” Published in “International Research Journal of Management Science and Technology” (Vol 13, Issue 3, 2022) ISSN 2250-1959
6.
“Digital Financial Inclusion: Concept, Components and Significance” presented at 4th Finance Seminar organised by Prestige Institute of Management and Research Gwalior in May 2021, published as a book chapter in “Accounting Education and Research” ISBN-978-81-960073-8-6
7.
“Workplace Bullying as An Antecedents to Job Insecurity and Intention to leave” presented at “Research Methodology Workshop-2018” at Prestige Institute of Management and Research, Gwalior, published as a book chapter in “Handbook on Writing Research Paper in Social Science Using Advance Tools” ISBN-978-93-5628-223-0